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Cheap Holiday and Travel Insurance » Information » Annual Travel Insurance

Annual travel insurance, otherwise known as Multi-trip travel insurance, is designed for people who travel more than once a year. If you travel twice a year or more it makes economic sense to buy an annual travel insurance policy. With annual travel insurance you can normally travel as many times as you like in a year with a single trip limit of up to 30 days, 45 days or 60days. When choosing your annual travel insurance please check on the single trip limit.

Annual travel insurance will save you money instead of buying single trip insurance for every trip. Some of us are fortunate enough to travel at least twice a year and an annual travel insurance policy will cover you automatically for every trip you take.

Low cost airlines have driven down the cost of flying and package deals, especially weekend breaks which have become very popular and now very affordable. If you like to take advantage of these fabulous offers then you should take out an annual travel policy to protect you and your family.

Spontaneous travel trips have become more common as we take the option to get away at the last minute for an escape to the sun, to a European city break or even New York for a shopping trip.

Annual Travel Insurance

Annual travel insurance will cover you without thinking should you decide to take a sudden unplanned trip away, so you don't have to worry about getting insured, you can simply book your flights and pack your bags. With annual travel insurance you can have peace of mind knowing that, should anything happen to you or your insured family members, you will be covered. Buying annual travel insurance has now become much cheaper and easy to do, with banks, supermarkets and some home insurance policies offering annual travel insurance. However, the best deals are still available on the net. With annual travel insurance premiums starting as low as £35 anyone can now afford annual multi-trip travel insurance.

Just pay one annual premium for single, couple or family annual travel insurance and you will be covered instantly. By booking online you can buy safely and securely and print out your policy certificate and policy wording straight away. If you have forgotten to purchase your annual travel policy, you can even now buy your annual travel policy at the airport by using the internet cafes in the departure lounge.

Annual travel insurance is split into the following options:
Single ~ Couple ~ Family;
Europe only travel or Worldwide Excluding the USA & Canada or totally Worldwide;
With Skiing included up to an annual days skiing limit or without skiing option;
It is sometimes possible to pay a small extra premium to waiver the standard excess on some policies;
Cancellation and Curtailment is an option which can sometimes be removed for a discount. Whilst this is not advisable, it does reduce the cost even more.
Baggage claims and loss of property is the most commonly claimed category on annual travel insurance and should always be included in your annual travel cover. Again, on some policies, it is possible to delete this benefit for a substantial reduction in premium, but again we would advise against this.

If You Don't Take an Annual Travel Policy

If you decide not to purchase an annual travel insurance policy you are taking a huge risk with your health and your finances. Sudden and unexpected injury or illness could occur and you could find yourself facing huge medical bills with your passport being withheld until you pay for the treatment. This is especially true outside the European Union where you are fully liable for the whole cost of treatment, which can run into thousands of pounds, especially in USA.

You could also lose your baggage, passport, or even your money and credit cards, or have to return home suddenly because of severe damage to your home due to flooding or illness of a close relative. With annual travel insurance you are protected, so why take the risk when, for a small annual premium, you can be covered for the sudden un-welcome surprises that life has the habit of throwing your way?

Travel safe and travel anytime you want with your own annual travel insurance policy.

Written on: 20th July 2007